Read & Score an Engineer Report

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Insert Y or N in the "Y/N"column. Leave Blank if Unknown.

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Report

Report	"Y/N"	Action	Engage		Reference cells
Did you receive an Engineer/Expert Report?	Y N	Ok	Insurer	Insurer	Insurer
Do you have Original and Final Reports?	Y N	Ok	Insurer	Insurer	Insurer
Are the Reports identical?	Y N	Ok	APA	APA	APA
Do the signatures appear to match?	Y N	Ok	APA	APA	APA
Licensing and credentials verified?	Y N	Ok
Engineer seal affixed to their report?	Y N	Ok	Insured	Insured	Insured
Property Loss Address Accurate?	Y N	Ok	Insurer	Insurer	Insurer
Property Loss Date Accurate?	Y N	Ok	Insured	Insured	Insured
Weather citations pertinent and accurate?	Y N	Ok	Insured	Insured	Insured
Clean Engineer Board Disciplinary Record?	Y N	Ok	APA	APA	APA

Report Score

Inspection

Report	"Y/N"	Action	Engage		Reference cells
Report appears specific to the loss?	Y N	Ok
Inspected loss thoroughly?	Y N	Ok
Photographed the damages?	Y N	Ok
Identified components and manufacturers?	Y N	Ok
Described loss and damage accuratly?	Y N	Ok	Expert	Expert	Expert
Investigated rather than negotiated?	Y N	Ok
Appeared unbiased?	Y N	Ok

Report Score

Investigation

Report	"Y/N"	Action	Engage		Reference cells
Documented all the damages?	Y N	Ok
Photos showed the damages?	Y N	Ok	APA	APA	APA
Cause of Loss accurate?	Y N	Ok
Cited Primary Cause of Loss?	Y N	Ok
Referred to building codes?	Y N	Ok
Cited building codes correctly?	Y N	Ok	Expert	Expert	Expert
Cited manufacturer recommendations?	Y N	Ok	Expert	Expert	Expert
Recommended an appropriate repair?	Y N	Ok	Expert	Expert	Expert
Recommended needed specialty engineers?	Y N	Ok	Engineer	Engineer	Engineer
Performed needed destructive testing?	Y N	Ok	Expert	Expert	Expert
Copied you on lab reports?	Y N	Ok	Insurer	Insurer	Insurer

Report Score

Focus

Report	"Y/N"	Action	Engage		Reference cells
Cited policy exclusions or limitations?	Y N	Caution	APA	APA	APA
Cited concurrent causation?	Y N	Caution	PA	PA	PA
Cited policy on code upgrade?	Y N	Caution	PA	PA	PA
Found damages ONLY outside policy period?	Y N	Caution
Found all damages were wear and tear?	Y N	Caution	PA	PA	PA
Found depreciation as a cause of damage?	Y N	Caution	PA	PA	PA
Found ONLY foot traffic instead of hail?	Y N	Caution	PA	PA	PA
Found ONLY wind damage on a hail claim?	Y N	Caution	PA	PA	PA
Find ONLY defective workmanship?	Y N	Caution
Hedged on issues detrimental to the carrier?	Y N	Caution
Hedged on issues beneficial to the Insured?	Y N	Caution

Report Score

Conclusions

Report	"Y/N"	Action	Engage		Reference cells
Report original and accurate?	Y N	Ok	APA	APA	APA
Investigation thoroughly documented?	Y N	Ok
Conclusions appeared accurate?	Y N	Ok	APA	APA	APA
Used logic and common sense?	Y N	Ok
A different engineer would agree?	Y N	Ok	Engineer	Engineer	Engineer

Report Score

Score Summary

Negative Scores Sections A thru E

Positive Scores Sections A thru E